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Retire Secure!
Retire Secure!

Retire Secure!

A Guide To Getting The Most Out Of What You've Got, Third Edition


420 Pages, 5.91 x 9.32

Formats: Cloth, EPUB

Cloth, $24.95 (US $24.95) (CA $33.95)

Publication Date: October 2015

ISBN 9780990358831

Rights: WOR

Retire Secure Press (Oct 2015)


eBook Editions Available

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A comprehensive and easy-to-understand guide to maximizing the benefits of IRAs and retirement assets. Retire Secure! Third Edition offers unbeatable recommendations for addressing the #1 fear facing most readers: Running out of money. Retire Secure! Third Edition also shows baby boomers nearing retirement how they can save tens of thousands to over one million dollars by paying taxes later.This practical guide, perfect for consumers, but detailed enough for financial experts, delivers straight forward accumulation and distribution strategies for IRAs, Roth IRAs, the new Roth 401(k) and other retirement plans. More specifically, Lange gives his readers tips on how to prepare for expected "death" of the stretch IRA, details on converting to Roth IRAs, Roth 401(k) and Roth 403(b) rules, and when IRA and retirement plan owners should consider second-to-die life insurance.Further, this book describes Lange's exceptional estate plan--a plan that has been featured in The Wall Street Journal and many other fine financial journals. This definitive guide enjoys glowing endorsements from Charles Schwab, Larry King, Ed Slott and 60 other financial authors and experts.retirement, retirement planning, retirement planning books, retirement planning guide, retirement planning kindle, retirement books, retirement income, trusts, retirement age, estate planning, social security, maximum social security benefit, social security strategy, estate planning documents, social security spousal benefits, estate planning basics, financial calculator, financial planning, assets under management, Roth IRA, Roth IRA Conversions, IRA, 401k, 403b, money, investing, investments, finances, tax planning, taxes, money managment, personal finance


"Jim Lange's advice on Roth IRA conversions could yield substantial benefits for millions of IRA owners. His recommendations on estate planning show you how to protect the surviving spouse while preserving options to "stretch" the inherited IRA to children, grandchildren or a trust-- whatever the surviving spouse decides." — Jane Bryant Quinn, Newsweek/ 

"Retire Secure! shows how to maximize retirement income while explaining IRA and retirement plan rules in language you can understand (and that is no easy task). Every retiree should read James Lange's chapter on Optimal Spending Strategies for Retirees." — Gregory Kolojeski, President, Brentmark Software, Editor,

"You've worked hard to build-up your retirement funds – now, finish the job and read the new edition of Lange's Retire Secure!. You should carefully examine each of his main points, and take full advantage of his suggestions to stretch your money as long as possible before paying taxes. In these troubled times, Lange's ideas are particularly relevant." — John A. Tracy, Ph.D., CPA; Author, How to Read a Financial Report and Accounting For Dummies

"In Retire Secure!, CPA and tax attorney James Lange provides clear guidance for understanding the process of making your money last during distribution. The author is an experienced advisor and it shows. His expertise and thinking also provides quality information on available tax-efficient ways to save for retirement." — Phyllis Bernstein, CPA/PFS; Former Director, AICPA Director of Personal Financial Planning; Author, Managing Client Expectations in an Uncertain Market and Financial Planning for CPAs

"Read this book before you meet with any tax or financial advisor about how to get the most out of your IRA, 401(k) or other retirement plans. Retire Secure! will help you ask the right questions and find out if your advisors really know what they're talking about." — Paul Merriman, Financial Educator; Founder, Merriman Berkman Next Author, Live It Up Without Outliving Your Money

"Written for the sophisticated and successful lay person (and a great guide for professionals working in this field), Retire Secure! is like a master class in the subject with the instructor taking the student by the hand through each step of the process. Jim Lange, a practicing CPA and attorney, provides both key real world questions and answers—as well as numerous examples, illustrations, and practical side-bar comments." — Stephan R. Leimberg, CEO Leimberg Information Services, Inc. (LISI)

"Jim Lange is a clear and concise communicator. He takes the complicated and makes it simple. Retire Secure!is a must read for anyone wanting a secure financial future." — Diane L. McCurdy, CFP; Author, How Much is Enough?

"There are few areas of financial planning more complex than making decisions about retirement plans. Retire Secure! not only explains many of these issues in plain English but Jim provides the reader with common sense guidance in making choices. As advocates of the important role that philanthropy plays in raising financially responsible children, we especially appreciate the inclusion of a chapter on charitable estate planning with IRA and retirement assets." —Eileen Gallo, Ph.D and Jon Gallo, J.D.; Authors, Silver Spoon Kids and The Financially Intelligent Parent

Author Biography

With over 30 years of retirement and estate planning experience, Attorney/CPA James Lange and his team have drafted more than 1,800 wills and trusts. Jim is the author of two bestselling books including Retire Secure! Pay Taxes Later (Wiley, 2006 and 2009), which was endorsed by Charles Schwab, Larry King, Ed Slott, Jane Bryant Quinn, Roger Ibbotson, and Burton Malkiel and dozens of other financial experts. Jim also wrote The Roth Revolution, Pay Taxes Once and Never Again (Morgan James, 2011), which was endorsed by Ed Slott, Natalie Choate and Bob Keebler and many others. He is the creator of Lange's Cascading Beneficiary Plan™ and The Roth IRA Institute. Jim's strategies have been endorsed by The New York Times, The Wall Street Journal (30 times), Newsweek, Money Magazine, Smart Money, Reader's Digest, Financial Planning, Bottom Line, Kiplinger's, and many other publications. His articles have appeared in Bottom Line, Financial Planning, The Tax Adviser (the peer reviewed journal of the AICPA), and the Journal of Retirement Planning. Most recently, PA Lawyer Magazine published in their January/February 2014 issue, Jim's article, "The Demise of Federal DOMA, New Financial Planning Strategies for Same-Sex Couples." Audio archives and most transcripts of 150 hours of Jim's radio show, The Lange Money Hour, are available at